Michael Martinez works as VP, Community Reinvestment Act (CRA) Officer and Head of the Center for Community Development for American Express. Michael came to American Express in 2017 with over 30 years of experience in CRA and Community Development work. Michael is responsible for CRA examination management conducted by the Office of the Comptroller of the Currency (OCC). Michael previously served as a District Community Affairs Officer for the OCC, where he was responsible for consulting with OCC regulated banks and federal thrifts regarding CRA, assisting with OCC regulated CRA exams, and conducting interagency CRA outreach and training along with the FDIC and Federal Reserve Banks benefitting both banks and nonprofit organizations. Prior to joining the OCC, Michael was the Community Development Director for Vectra Bank Colorado (VBC) where he developed and managed their Community Development Department for nine years earning consecutive Outstanding CRA ratings. Before VBC, Michael served as a management consultant with Neighborhood Reinvestment Corporation (dba NeighborWorks America) for nine years, where he provided technical assistance on neighborhood revitalization, community development, and organizational issues for non-profit agencies. In addition, Michael has served in a number of volunteer leadership roles, including The Denver Community Foundation’s Executive Committee, the Federal Reserve Bank’s Tenth District Community Development Advisory Committee, founding Board Member and past Board Chairman of a statewide affordable housing nonprofit organization and Board Chairman for a number of nonprofit organizations including Community Development Financial Institutions (CDFIs). Michael holds a BA in Political Science and a Masters degree in Urban and Regional Planning, both from the University of Colorado. Michael has been married to his wife Maria over 35 years, and they have two children – LaLonnie, a practicing attorney, and Michael John, a second-year law school student. One interesting note, Michael previously served as the Assistant Administrative Dean, for Semester at Sea, and in that capacity he and his family traveled the world together.